Intellichoice14 Jan 2022Following the lockdowns imposed across the country, which affected millions of Australians, many families are diverting their time and attention to doing home renovations and finance this endeavour with home improvement loans.
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Intellichoice12 Nov 2021If you are planning on buying your first home, knowing some tips and tricks can go a long way. Just like any other form of major purchase, getting acquainted with the process and the specifics of home buying can help you save thousands of dollars.
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Intellichoice06 Nov 2021Probably one of the highly searched mortgage calculators is the borrowing power calculator, which basically provides anyone with the idea of how much they can borrow based on certain parameters.
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Intellichoice21 Oct 2021As the popular streaming website Netflix released the series Marriage or Mortgage, which tackles an issue that starting couples face, many are intrigued on which of the two starting couples should prioritise.
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Intellichoice14 Sep 2021Knowing how much one can borrow from a home loan is a common question most borrowers have at an earlier stage of their loan application.
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Intellichoice03 Sep 2021Paying off home loans or any other loans amid this trying time can be challenging for many people. But help is available to avoid default and losing one’s home amid the pandemic.
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Intellichoice17 Aug 2021Driven by the ever-changing business climate and the need to step up its services, Intellichoice Finance has just recently forged a partnership with Allrisk and Absolute Education (ABED), the leading names in the fields of owner builder insurance and educ
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Intellichoice03 Aug 2021Reverse mortgage is a type of home loan that is ideally designed for people aged in their 60s onwards.
It is usually used to finance various expenses that are essential in maintaining the quality of life among seniors.
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Intellichoice23 Jul 2021Deciding whether to switch or not to switch home loans is the best option for one’s case can be daunting. There are several things that must be taken into account before anyone can decide if considering this option is more beneficial.
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Intellichoice15 Jul 2021Getting the right home loans that fit your unique circumstance is no easy feat. This myriad of obstacles often confuse people from getting the best one.
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Intellichoice09 Jul 2021Firstly the difference between both is on the LVR, investment home loans usually require a much lower LVR--meaning higher deposit requirements.
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Intellichoice24 Jun 2021Getting a home loan is the most popular and fastest route in getting one’s dream house. But it is a complex process and is surely not for everyone.
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Intellichoice15 Jun 2021Personal loans are specifically designed to finance personal expenses. Unlike ordinary home loans, which are primarily intended for either purchasing or building one’s dwelling, personal loans can be used for a whole range of purposes.
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Intellichoice09 Jun 2021Applying for any type of home loan can be exhausting if not done properly. However, you don’t necessarily have to go through the unnecessary stress by following some of the proven, yet simple strategies we’ve seen to have worked over the years.
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Intellichoice25 May 2021Often people applying for owner builder loans are only concerned about the needed preparations, such as sourcing a property/land and the potential build cost before placing their loan applications.
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Intellichoice09 May 2021Banks look at creditworthiness when someone approaches them for any loan products--from home loans to personal loans. This makes borrowing inherently difficult for people who have blemished credit history.
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Intellichoice08 Apr 2021Homeowners with existing home loans who were badly hit by the recent massive floodings in some parts of the country are encouraged to seek help sooner than later.
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Intellichoice09 Mar 2021Australia's reserve bank has held the cash rate for the past quarter at 0.1% and March has been left the same as the previous 4 months.
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Intellichoice17 Feb 2021Despite some rapid increases in listings of properties in Australia the clearance rate has actually jumped to near 85% which is substantial given the concerns around the effect of pandemic would have on residential real estate.
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Intellichoice05 Feb 2021In the most recent circular update from the Reserve Bank of Australia (RBA) the board has elected to maintain the current interest rate of 0.01% for the first quarter of 2021.
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Intellichoice13 Jan 2021For over a hundred years, the stamp duty remains unchanged, which makes it outdated. Thus, policymakers in NWS are planning to change this system in a bid to stimulate economic activity stemming from the housing sector.
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Intellichoice15 Dec 2020Getting your own house can be a daunting endeavor for many, especially if you are a first time home buyer. There’s just so many things to do and to consider to make this major undertaking a success.
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Intellichoice02 Dec 2020Many people, especially those who are approaching retirement should know the benefits of reverse mortgage and how they can take advantage of their current property with this loan product.
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Intellichoice19 Nov 2020Moving to a new house can be as daunting as buying a new property. But it doesn’t have to be that stressful if you follow this quick list of things you need to prepare before the D-day.
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Intellichoice12 Nov 2020Living in a cramped apartment complex with your growing family can be frustrating to many, considering how
If you’re one of those in this dire situation, considering buying your own home is probably the right decision to make.
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Intellichoice03 Nov 2020Knowing how to use the most frequently used home loan calculators will not only make one’s mortgage application an easy one, but it can also increase the likelihood of approval.
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Intellichoice27 Oct 2020With the property market being considered as the most low-risk investment portfolio, many are buying properties for investment purposes. But is buying a property in this high time of uncertainty a smart move?
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Intellichoice20 Oct 2020Banks look at creditworthiness when someone approaches them for any loan products--from home loans to personal loans. This makes borrowing inherently difficult for people who have blemished credit history.
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Intellichoice14 Oct 2020Getting a home loan is a serious undertaking that should not be taken lightly. Without proper preparation, it could ruin not only your credit record, but even some aspects of your life.
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Intellichoice09 Oct 2020Everyone at some point in their lives wishes to buy their own home. Getting a home loan is the most popular way towards home ownership in Australia. But ill-prepared, this supposed life-changing experience, can be a disastrous one.
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Intellichoice07 Oct 2020As the impacts of the pandemic are starting to take its toll on economy and immigration policies, at least 76,000 houses will likely remain unoccupied by next year.
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Intellichoice02 Oct 2020Owner builder loans are specialised loans specifically designed for people who are looking at building their own dwelling from scratch. Regardless of getting this loan during this high time of uncertainty or not, getting one’s loan application approved ca
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Intellichoice29 Sep 2020Regardless of the economic condition, getting a builder-owner loan or any other type of loan, can be very challenging.
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Intellichoice24 Sep 2020Getting a home loan or buying a house this pandemic can be a scary proposition to many. However, with due diligence and research, anyone can make this process worth your while.
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Intellichoice20 Sep 2020Since getting a mortgage is a long term commitment, getting one must be well thought through. Otherwise, if committing to a long-term loan is a bit too much for you at the moment, renting might work for you.
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Intellichoice15 Sep 2020Getting an owner builder loan or any other loan products this pandemic scares many. This process, however, can be made seamless with proper research and assistance from the experts.
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Intellichoice05 Sep 2020Despite the negative effects of the pandemic to the global economy, the housing sector remained unfazed. Thus, Australian home buyers, in particular, can take advantage of the reported price cuts of properties in key cities in the country.
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Intellichoice29 Aug 2020If you are building your own dream house or an apartment complex but need some funds, then owner builder loans are the best loan products for you. Getting your application for these loan products approved can be challenging to many people.
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Intellichoice27 Aug 2020While loan offerings from banks become more accessible now that interest rates have reached an all-time low, experts believe getting that first home loan may not be the wisest thing to do--at least for the time being.
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Intellichoice21 Aug 2020With many Australian homeowners struggling with their home loan repayments as a direct effect of the Covid-19 pandemic, the Government has beefed up its efforts to provide support to those in dire needs.
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Intellichoice14 Aug 2020Amidst this time of high uncertainty, keeping up with home loan repayments has become a huge challenge for many Australian homeowners.
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Intellichoice07 Aug 2020Buying a property at this time of high uncertainties can scare many. But with proper preparation and help from professionals, you might just find a great deal.
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Intellichoice31 Jul 2020Home loan application can be a tedious process. Try to answer these questions before buying that dream house of yours.
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Intellichoice27 Jul 2020Getting construction loans can be a daunting process. This article outlines the general information that can make your loan application experience a seamless one.
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Intellichoice17 Jul 2020Getting home loan is relatively a long-term commitment that requires full effort from borrowers. While it is a tedious process, it should not scare future home buyers from getting their dream house. Know these key steps to jump start your home-buying expe
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Intellichoice10 Jul 2020Applying for any loan is a tedious process. It is a must to pay extra effort in making it a point that you don't fall to common traps that offer guaranteed loan approval.
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Intellichoice03 Jul 2020If you are a licensed builder and you want to begin constructing your own home, then the owner-builder loan is for you. Learn more if you qualify for this loan today.
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Intellichoice27 Jun 2020Home construction can be a tedious and stressful process if you don't know what you are doing. Let our owner builder loan experts do the leg work as you watch your dreams coming true. Talk to us today.
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Intellichoice19 Jun 2020In most cases, having a bad credit score can lower your chance of loan approval. But don't let that discourage you from getting approved in your loan application. Follow the tips illustrated in this article and you'll see positive results.
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Intellichoice12 Jun 2020Don't let your bad credit stop you from getting your dream house with bad credit home loans.
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Intellichoice03 Jun 2020A brief introduction on getting a successful owner builder loan for first-timer borrowers.
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Intellichoice08 May 2019Can you determine the worth of your home? Yes, you can estimate the current value of your home through the tips mentioned by Intellichoice Finance.
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Intellichoice11 Apr 2019Commercial loans differ from home loan in many ways. This article will help you understand the process of how commercial loans work.
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Intellichoice19 Feb 2019What can a home loan refinance do for you and your finances? Learn more from this post from Intellichoice Finance on how you can proceed for a mortgage refinance application https://www.intellichoice.com.au/how-to-apply-for-a-refinance-home-loan
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Intellichoice06 Feb 2019Is debt consolidation the solution for your current financial woes? Will consolidating it with your mortgage refinance guarantees you the savings that you crave to improve your finances? Intellichoice can help. Head to our contact page or call 1300 55 10
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Intellichoice05 Feb 2019A First Home Owners Grant can help you save a few dollars on your first-home purchase. This is given by the government as long as you qualify with the eligibility requirements set to you by your state or territory.
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Intellichoice23 Jan 2019At the end of the day, you really can’t deny the simple pleasures of what a Home Loan Repayment Calculator brings. It is super affordable, convenient, and Free. So on your next repayment Checking, avoid the mess, and use a Repayment Calculator.
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Intellichoice22 Jan 2019You save more money in the long run when you get yourself a Mortgage Broker. Look into all this tips and tricks and sooner or later you’ll be getting the Home of your dreams. Good Luck on your House Hunting Journey!
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Intellichoice10 Jan 2019Land with the best deals in home loans by working with a legit finance company or broker. Know the scams and the people to avoid when applying for a mortgage. Talk to Intellichoice Finance and the best mortgage brokers in Australia - https://www.intellich
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Intellichoice04 Jan 2019Getting a home loan pre-approval has so many advantages. The best among all of these is that it gives you a clearer picture of how much your loan offer could be, the interest rate, and as well as the monthly repayment of your loan.
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Intellichoice03 Jan 2019Buying a home for investment or to move in, this 2019 is perfect for Australians and expats living abroad. Intellichoice can help make the mortgage application process easier for you. Check out https://www.intellichoice.com.au/ to learn more.
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Intellichoice28 Dec 2018The real estate market in Australia for 2019 offers new opportunities for both investors and owner-occupiers to finally get the home that they want. With Intellichoice, you can make smarter decisions and end up with a property you afford and deserve.
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Intellichoice26 Jul 2013As an Owner Builder you can save thousands by building your own home. The rewards go beyond financial savings.. the satisfaction of making your dream a reality is unforgettable.
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